HOUSE BILL TO REQUIRE LIABILITY INSURANCE FOR GUN OWNERS

This Tuesday, Jan. 25, 2011 picture shows part of a cache of seized weapons displayed at a news conference in Phoenix. The ATF is under fire over a Phoenix-based gun-trafficking investigation called "Fast and Furious," in which agents allowed hundreds of guns into the hands of straw purchasers in hopes of making a bigger case. Two of those weapons were found in December at the fatal shooting of U.S. Border Patrol agent Brian Terry, igniting a scandal that has resulted in a congressional investigation and review by the Justice Department's Office of Inspector General. (AP Photo/Matt York)

Just what we don’t need is more government intrusion and laws that don’t work. The right to bear arms is much different than owning a car yet Rep. Maloney compares the two.

House Democrat Rep. Carolyn Maloney (N.Y.) has introduced a bill that would require gun owners to carry liability insurance.

The Firearm Risk Protection Act, unveiled Friday, would require gun buyers to have liability insurance coverage before being allowed to purchase a weapon, and would impose a fine of $10,000 if an owner is found not to have it. Service members and law enforcement officers, however, would be exempt from the requirement.

“We require insurance to own a car, but no such requirement exists for guns,” Maloney said in a statement. “The results are clear: car fatalities have declined by 25 percent in the last decade, but gun fatalities continue to rise.”

Maloney said auto insurance carriers incentivize drivers to take precautions to reduce accidents, but no such incentives exist for firearm owners.

“An insurance requirement would allow the free market to encourage cautious behavior and help save lives,” she said. “Adequate liability coverage would also ensure that the victims of gun violence are fairly compensated when crimes or accidents occur.”

Via: The Hill


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